Welcome to Dapp Dive 💿
A new DeFi protocol is emerging on @Soneium.
@BankUntitled is a permissionless and modular lending platform that’s redefining how assets are used and managed in DeFi.
Let’s dive in 👇

So what is Untitled Bank?
It’s a modular lending protocol that combines simplicity and flexibility.
Users can lend, borrow, and manage assets easily through an Aggregated and Layered Bank architecture built for inclusivity.
Why it matters 👇
Most lending protocols suffer from fragmented liquidity, low efficiency, and limited asset access.
Untitled Bank solves this with interoperable modular layers that unify markets and boost capital efficiency across chains.
At the heart of it lies the Layered Bank Structure.
- Core Bank: simple deposit vault managed by the DAO.
- Custom Banks: advanced vaults for pro users and institutions.
You get Aave-like simplicity with modular flexibility.
Then comes the Layered Market Structure.
Untitled Bank aggregates markets with identical collateral-loan pairs into a Core Market, fixing liquidity fragmentation while stabilizing rates and boosting efficiency.
Key features of this system 👇
- Smart Market Whitelisting
- Optimal order routing
- Unified liquidity pools
Together they create a seamless user experience and stronger capital utilization across every lending market.
The ecosystem keeps expanding 💫
- Untitled Bank is now a Vault Curator on @MorphoLabs, starting with ASTR and soon USDC.
- It’s also evolving into a Lending Aggregator, showing live vaults from multiple platforms in one dashboard.
📊 Key Stats (Oct 15, 2025)
- 1,565 avg daily active wallets (+2.5%)
- $117K avg daily volume (+1003%)
- 6,998 avg daily transactions
- 5 day avg incoming volume: $117K
Steady growth and sharp engagement across the Soneium ecosystem.

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